Privacy Policy & Terms of Use for Credit Score Here.com

CreditScoreHere.com has created this privacy statement in order to demonstrate our firm commitment to privacy.

Personal Information

This Web site does not request any personal information or collect any information that personally identifies you or allows you to be personally contacted.

Since we do not collect any personal information on this Web site, we do not share any personal information with any third parties nor do we use any personal information for any purposes.

External Links

This site contains links to other sites. CreditScoreHere.com is not responsible for the privacy practices or the content of such Web sites.

Terms of Use

CreditScoreHere.com is not a credit report issuer and does not act as a credit report bureau. CreditScoreHere.com does not endorse, recommend or favor the products of any participating credit report issuers. CreditScoreHere.com is not an agent of either you, the User, or any participating credit report issuer. CreditScoreHere.com's services are administrative and consultative only. You should rely on your own judgment in deciding which available product best suits your needs and financial means. The credit report issuer you select is solely responsible for its services to you, and you agree that CreditScoreHere.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. CreditScoreHere.com expressly reserves the right to discontinue, suspend or terminate the offering of any product in any specific state through this Web site. CreditScoreHere.com does not guarantee acceptance into any particular program or specific terms or conditions with any participating credit report issuer; approval standards are established and maintained solely by individual credit report issuers. Likewise, CreditScoreHere.com does not guarantee that the terms or information offered and made available by participating credit report issuers through this Web site are accurate. CreditScoreHere.com is a free service to you, the User. DISCLAIMERS AND LIMITATIONS CreditScoreHere.com intends that the information contained in this Web site be accurate and reliable; however, errors sometimes occurs. In addition, changes and improvements to the information provided herein may be made by CreditScoreHere.com at any time. This web site and the information, software, products and services associated with it are provided "as is." CreditScoreHere.com and/or its suppliers or participating credit report issuers disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this web site and any information, software, products and services provided herein, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement. Use of this web site is at your own risk. CreditScoreHere.com and/or its suppliers or participating credit report issuers are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with the use of this web site or with the delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if CreditScoreHere.com and/or its suppliers had been advised of the possibility of damages. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. INDEMNITY As a condition of use of this Web site, you agree to indemnify CreditScoreHere.com and its suppliers and participating credit report issuers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by you of this agreement. LINKS TO THIRD PARTIES This Web site may contain links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. CreditScoreHere.com does not operate or control in any respect any information, software, products or services available on such Web sites. CreditScoreHere.com's inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. ERRORS AND DELAYS CreditScoreHere.com is not responsible for any errors or delays in responding to a qualification form caused by an incorrect e-mail address provided by you or other technical errors. PLEASE PRINT OR DOWNLOAD A COPY OF THIS AGREEMENT FOR YOUR RECORDS

Credit Scores vs. Reports

There are some important differences between your credit report and credit score. Your credit report is a detailed look into your current and recent credit history, while your credit score is an evaluation of your credit worthiness based on that report. To address any potential problems you may have with your credit, you need to first know what your credit worthiness has been valued at and then address any problems by looking at your detailed report.

Free Credit Score/Report Offers

You can use free credit score and report offers to your advantage. They can give you some power in the loan or credit decision process. Keep in mind that you have a legal right to receive your credit report once a year from the three major credit bureaus based on the 2003 Fair Credit Reporting Act (FCRA). This act does not apply to your credit score. The evaluation of your credit worthiness.

The following are examples of times in your life when it would be a good idea to look into your credit worthiness by finding out your credit score:

• When applying for a credit card
• When applying for a job
• When applying for a loan